Showing posts with label short sale. Show all posts
Showing posts with label short sale. Show all posts

Monday, June 7, 2010

REDUCED FOR QUICK SALE - SHORT SALE OPPORTUNITY








L@@k What $699.00* per month can get you! This lovely Condo is located in a gated community in Mesa, Arizona, but only a few steps away from Gilbert. Carefree living that is only 1/2 mile from the US 60, 2 miles to Superstition Springs Shopping Center, dining, and schools. Live as though you are on vacation every day. Two (2 ) Bedroom, (2) Full Bathrooms, 1056sf. Assigned covered parking. A club house equipped with exercise, pools, spas and lots of activities planned by the Community for its residents.


Black Appliances Stay. Bay Windows in the dining area



Beautiful resort like pool area




Stop renting and start owing your own home. Let's get you settled so you can enjoy your summer at your own personal resort.


Call Cynthia Smitherman, ABR, GRI, DB, CDPE, VP AAREB


Emage` Fine Properties, LLC

602 697-4487





*Lender approval required, monthly payment is based upon 5% down, 5% interest rate, 30 year fixed, includes principle, taxes, interest, insurance. HOA fees not included.




























Friday, September 18, 2009

FORECLOSURE HELP AVAILABLE FROM AREA EXPERT









FOR RELEASE: IMMEDIATE
DATE: September 17, 2009
For more information, please contact: 602 697-4487

CYNTHIA SMITHERMAN EARNS PRESTIGIOUS DESIGNATION TO

HELP HOMEOWNERS IN DANGER OF FORECLOSURE

CYNTHIA SMITHERMAN of EMAGE` FINE PROPERTIES, LLC of CHANDLER, ARIZONA has earned the prestigious Certified Distressed Property Expert (CDPE) designation, after completing extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by “distressed” homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In the Phoenix metro area there are thousands of homes in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

“This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales,” said SMITHERMAN. “It is so rewarding to be able to help sellers save their homes from foreclosure.”

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as CYNTHIA SMITHERMAN with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides training on-site and online. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

“Our goal is to educate as many people as possible so we can help as many homeowners as possible. If you are facing foreclosure call today, these services are offer at no cost to the homeowner.

Contact foreclosure expert

Cynthia Smitherman, DB, CDPE, ABR, GRI, Vice President, AAREB, REALTIST

Emage` Fine Properties, LLC

602 697-4487

http://www.homes4saleaz.com/

Thursday, August 20, 2009

MAN BITES DOG






MAN BITES DOG
That's an interesting title. Man Bites Dog is actually the name of a card game that my husband and I play when entertaining guest at our home. The object of the game is to make headlines from the cards you are dealt. Hey they sounds like blogging and real estate. In real estate you are dealt cards; you have to make things happen with what you have. Now this article is not about a man actually biting a dog, but how animals are bitten, so to speak, by abandonment.
In real estate we owe our fiduciary to our client and his family, we are to be honest, confidential and to protect from harms way as far as any real estate transactions we are, or will, or were involved in. Does that also apply to the four (4) legged member of that household? Of course there is no confidentiality, or honesty involved, but what about protect?

Hmmmm, protect, what does that mean? Let's suppose you list a property on a short sale that is due to foreclose in the very near future. The Seller advises you that they are moving out of state and the home will be vacant by the end of the week.

Few days later you enter the home to access the condition, and who meets you at the door? FLUFFY!

Fluffy is hungry, dehydrated and scared. He is so thirsty that when he "meows", his voice cracks as a result of a parched throat. SO WHAT WOULD YOU DO? a) Immediately shut the door and pretend you didn't know; b) Take Fluffy home with you; c) Call the Seller and give him a piece of your mind; d) Call the Shelter to pick up the cat?

Thousands upon thousands of animals are abandoned each year, and the numbers will get higher as the foreclosure rates increase. As a real estate practitioner, I feel that we have responsibilities to our client, the customer, and the extended family; yes even their animals.

If you find that the family leaves their pets, it can be as a result of one or two reasons; 1) They could not find the animal at the time they left - (surely they would ask you to watch out for the pet or 2) Abandonment - they had no intention of taking the animals.

We are fortunate that here in the Phoenix, metro area, there are several agencies to help distressed animals. For dogs: http://www.valleydogs.org/ and for other animals http://www.animalrescuecenter.org/ . If you find you are looking in the big brown eyes of Fido, or Fluffy - don't become the Man Bites Dog headline - be a rescurer!




I have homes for sale throughout the Valley whose pets have found loving homes, please visit my website: http://www.homes4saleaz.com/ to give your pet a new home.